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Ames passes “No more loan that is payday” ordinance

A kudos that are big Ames Iowa CCI people for taking a stand when it comes to Iowa they wish to see!

A great precedent for other Iowa communities looking to stop the wealth drain from payday lenders as a result of their hard work – meeting with their city council members to build support for an ordinance to stop payday lenders from expanding in Ames – Ames passed what looks like the most restrictive ordinance on payday lenders to date.This sets.

Below is our news release from the success:

Ames City Council passes many ordinance that is restrictive payday loan providers to date

Iowa CCI users hail passage, aim to other towns and cities in lack of state legislation

Ames, IA – In a vote that is unanimous Tuesday night, the Ames City Council passed the most challenging, many restrictive ordinance on payday loan providers when you look at the state of Iowa, if you don’t the country.

The ordinance, which utilizes a variety of zoning overlays and separation distances, efficiently bans any brand new payday loan provider from starting within Ames town limitations.

“I’m extremely pleased about this passage,” said CCI user Susie Petra of Ames. “Currently there aren’t any payday loan providers near the Iowa State campus and there won’t be with this specific ordinance. With massive education loan financial obligation, the very last thing students required were payday lenders establishing store nearby and driving them further into debt.”

Their state legislature, maybe maybe not towns and cities, gets the authority to manage interest levels on payday advances, which currently average slightly below 400% APR. The legislature has failed to bring a bill to the governor’s desk despite strong grassroots support for interest rate caps. This renders towns to deal with the problem through zoning, with Iowa City next regarding the a number of towns poised to do this.

“We celebrate this victory today, but carry on pressing communities across the state to check out our lead,” added Jo Rod, another member that is CCI Ames. “We are sick and tired of corporate supported payday loan providers placing profits and greed in front of individuals and need.”

Iowa CCI people continues to push for rate of interest caps during the state degree in next year’s legislative session. Until then, Iowa CCI vows to pursue all tools, including zoning ordinances, to suppress the abusive methods of payday loan providers.

Resulting headlines:

  • Diverses Moines join: New squelches that are zoning lenders in Ames
  • We additionally heard from several people which they heard the tale on Iowa Public Radio!

Get in on the battle

enthusiastic about replicating this in your community? Today contact us.

Read more about our work to control payday financing in Iowa here.

Chip in ten dollars or maybe more to helps us continue steadily to push for the economy that works for several.

perhaps maybe maybe Not yet an associate? Join Iowa CCI today which help create the Iowa you wish to see.

Think more cities ought to be like Ames? Click LIKE or TWEET below to generally share the news that is good!